Top Credit Card Processing Services For Online Stores

This is where it all comes together. Your online store is only half a store if you don’t make use of credit card processing services and successfully process your customer’s credit card at the very moment they want to buy. Credit card processing services for online stores are usually server-based software solutions that reside on the processor’s servers. Apart from the web site integration, normally included in the setup costs, you shouldn’t have to worry about any configurations.

There are really only two kinds of credit card processing services that you need to consider: having your own merchant account, or using a third-party processor. With your own merchant account you have complete control. You also have complete responsibility, but it’s cheaper to operate. With a third party processor you use someone else’s merchant account. You still have a lot of control, but it costs more to operate, though they have to bear many of the responsibilities.

The bottom line? The world of credit card processing services can be a daunting one. It’s simplicity itself to get set up with a third party processor. It’s more difficult and costly to do it yourself, but you keep control (and keep more of the profits).

With credit card processing services you should look for such features as: