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Smartphone Apps To Help Boost Productivity in 2020

We spend a lot of time on our smartphones. According to a study done by RescueTime that was reported on by the Guardian, it’s around three hours and 15 minutes a day to be precise. While it might be true that some of us waste a little bit too much time scrolling through social media, spending time on your phone doesn’t always have to be a bad thing.

Working on building up your finances in 2020, and find yourself spending a lot of time glued to a phone screen? Here are some different savings and investment apps that might help you to turn that app time into something productive.


Those who want to start investing on the side can easily get started with a bunch of different stock trading apps that are currently available for free. RobinHood, Acorns and Stash are some of the most popular available for beginners.

Tip – Want to take the next step with investment, and have a larger portion of capital stored away? Property investment company RWinvest have extensive guides on the property market on their website, including top tips on how to get started, what to look out for along the way, and what sort of property you should be looking at depending on the amount of money that you’re willing to put into a long-term investment strategy. Educating yourself on further investment methods is a brilliant idea if you want to take your finances to the next level, and you can always do this through your smartphone, too!


Want to stay in better control of your personal accounts? You should start by downloading your respective bank’s online banking app, if you haven’t already, of course. Some purely online banks, such as the increasingly popular Monzo, for example, allow you to allocate funding within the app into different virtual pots, monitor and set up regular ingoing and outgoing payments, and they even give you notifications through to your phone whenever you pay for something.

Other general savings apps that can be helpful include Cleo, Mint, and Credit Karma – Which can help you to maintain a positive credit rating.

Tip – Make the most out of your phone as a method of payment by connecting your bank card to the Apple Pay, Samsung Pay or Google Pay service (which ever one you prefer to use – this will probably differ depending on the type of phone you have)

General productivity

Savings and investment apps aren’t the only way to be productive on your smartphone. Want to make sure that you’re making the most of your time, but need a break from your finances for a bit? To finish, here are some other productive apps to fill your free time gap:

TickTick – An organisational app with plenty of different features, TickTick allows you to, you guessed it, tick off things in your to do list, as well as keep track of all your ongoing projects in an easy to digest format. If this sort of thing sounds up your street, ProofHub have compiled a good list of general productivity apps.

Duolingo – Ever wanted to learn a second language, but simply can’t allocate the time? With bite-sized lessons that turn learning into a game, Duolingo gives you no excuse. From Spanish to Japanese, this app is completely free to use, and teaches you key phrases and pronunciations in a fun, game-like format. The creators of Duolingo even claim that 34 hours of app usage equals one semester at University!

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